Individuals

Instant Availability

The following payment rails support funds availability 24x7x365

1. Visa Direct (Push 2 Card). We currently support pushing funds onto Visa and Mastercard Debit Cards. Push to Card is only available for consumer bank accounts.
   1. Please note some cards may not be supported based on their bank implementation. i.e. Brokerage cards at Charles Schwab are currently not supporting Visa Direct
2. Real Time Payments: You can find a list of supporting banks here

Standard Availability

1. ACH: We process payments using ACH Same Day. This means that when a payment is made by 4pm ET on a business day, the funds will be in the user’s account the same day. If the payment is made after hours or on a non-business day, the funds will be available the next available business day.

Businesses

Standard Availability

We process payments using ACH Next Day. This means that when a payment is made by 4pm ET on a business day, the funds will be in the user’s account the same next business day. If the payment is made after hours or on a non-business day, the funds will be prepared on the next available business day and will be available the following business day.

Instant Availability

We support wire payments. Wires made before 5pm ET on a business day (or before 3pm ET on a business day for amounts greater than $1,000,000), the funds will be available in the user’s account the same day. If the payment is made after hours or on a non-business day, the funds will be available the next available business day.