Trade Settlement & Cutoff Times

Trade settlements differ by end-user type.

For individuals: trades from crypto to fiat or fiat to crypto will generally settle within a few minutes, 24/7 with no weekend or holiday restrictions.

For businesses: trade settlement from crypto to fiat or fiat to crypto can take up to 24 hours on business days. To guarantee same-day trade settlement and payment, crypto or fiat transactions must be initiated prior to 1:00 pm ET. Trade settlement for transactions sent on weekends or holidays may settle on the following business day.